engineered financial strategies

My personal realization for the need of more Life Insurance?

A couple of weeks ago, I attended an insurance conference where a lot of good information was put out. Of course, you couldn’t start to buy every insurance product on the market. One comment though certainly resonated with me so much that I came home and put in an application for a new life insurance policy for myself. The comment was: We insure our car at face value. We insure our house at face value, but we insure ourselves for a fraction of the cost. I thought that I could buy a cheap alternative which would not have adequately taken care of my family in order to replace my military pension. The same could hold true with retirement savings. At times, we try to just put off these types of plans until we get older in life which certainly affects long term benefits due to compounding.

The purpose of this post isn’t necessarily to advertise my business, but for people to really think about the question: How much money do I need to retire with and how much insurance would I need to replace my income/pension to take care of my family. If you’re not where you would like to be, it’s never too late to make a change.

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